Investing has always been and will always be risky, without a doubt. Who has never needed to save to buy their own house, a new car or even to pay for their children's birthday party? It is at these moments that people realize how risky investments are , as they can make you a fortune or give you a huge headache. It's easy to find people who don't believe in investments and who feel a shiver down their spine just hearing about investing .

But is investing, in fact, more dangerous than not investing?

If you choose to move away from investing, it's important to be aware that this will make you increasingly dependent on your job . For example, if at some point in your life you face an illness or any other obstacle that prevents you from working, your income will be affected, which can generate a high level of family insecurity. Therefore, considering investments as a way to earn a source of income may be a prudent choice.

By not investing, prepare to have a meager retirement . Everyone knows that the INSS has been unable to balance its income and expenses for a long time, which further increases uncertainty about future pensioners. They will possibly have to contribute a lifetime without the guarantee of any future benefit. However, by planning and investing wisely, you can ensure a safe and comfortable retirement without relying exclusively on the pension system .

There is something liberating about investing and reaping income , about sowing and seeing the harvest bear fruit, about starting a venture and receiving your share . As you invest , your income grows and little by little exceeds your expenses so that you realize that you no longer work out of necessity, but because you chose to work.

In short, not investing is considerably riskier than investing . Choosing not to invest means committing to working later and for longer, in addition to running the risk of depending exclusively on the INSS in old age. This choice can also result in financial frustrations , such as not having enough resources to celebrate important moments, such as your granddaughter's 15th birthday party. Therefore, by investing, you not only protect your financial future , but also create opportunities to enjoy life and provide memorable moments for you and your family.

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