When investing, knowing the possible return on an investment is important, as we can compare various investment products and make our most assertive decision.
Therefore, simulating an investment is part of a professional investor 's daily life, and having access to some online tools is a great idea. Follow me in this article, as I will leave a review of the best investment simulators I found for beginner, intermediate and advanced investor levels, and at the end I will leave my return calculator and investment simulator.
-
Investment Simulator for Beginner Investors - Fixed Income
Nuinvest's investment simulator is simple and visual. It does not require registration, and in less than 30 seconds, the investor obtains a basic simulation of pre-fixed investment products , linked to inflation, SELIC, LCI, LCA, and CDB. Ideal for those who need an immediate simulation.
Click on the image to go to the Nuinvest Investment Simulator website.
-
Investment Simulator for Intermediate Investors -
The Tesouro Direto investment simulator is incredibly attractive and has a touch of artificial intelligence. It is certainly the safest source when it comes to simulating an investment in government bonds .
Click on the image to go to the website Treasury Investment Simulator.
-
Investment Simulator for Advanced Investor
Valor Econômico's investment simulator and calculator is easy to use and is full of features such as inflation forecast , Selic Rate data and other economic data that will be useful when making some comparisons and simulating your investment .
Click on the image to go to the website Valor Econômico Investment Simulator.
-
Black & Scholes Investment Simulator for Advanced Investor
So far we have seen online tools where you can simulate the most varied types of investments in less than 30 seconds. However, when we become long-term investors with some experience, it is always good to have a tool that helps evaluate investments within an event probability matrix. In other words, we evaluate with some precision how much an investment is worth, or how much it would yield, depending on its success. For example, let's say you want to simulate an investment in a company that will cost you R$100,000. You hired a specialized investment consultant who warned you that the chances of success are 70% and that the returns in this case will be R$150,000. How to simulate this investment? The answer to this question is to use an investment simulator based on the theories of Black & Scholes. Using this methodology to simulate the investment , we note that there is an 85% chance that this investment will not work out.
Click on the image to receive the B&S spreadsheet for evaluating investments.
Other analysis tools that I recommend investors get used to are these:
-
Inflation Calculator
Extremely useful as we can accurately calculate the accumulated inflation for the period in which we are simulating investments . This is useful for calculating, for example, the real rate of return on investments.
-
HP 12c calculator
This HP12C financial calculator emulator is free and works very well. I always leave it in my browser and even when I'm offline it continues to work. Perfect for those who need to perform financial calculations and simulate investments in their daily lives.
